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본인부담금 상한제 적용환자 실태 분석 연구 : 본인부담금을 중심으로

본인부담금 상한제 적용환자 실태 분석 연구 : 본인부담금을 중심으로 (Loan 1 times)

Material type
학위논문
Personal Author
김종균
Title Statement
본인부담금 상한제 적용환자 실태 분석 연구 : 본인부담금을 중심으로 = (A)study on the impact of out-of-pocket payment of limit system on the high paying patients / 김종균.
Publication, Distribution, etc
서울 :   고려대학교 ,   2005.  
Physical Medium
ⅶ, 65 p : 삽도 ; 26 cm.
학위논문주기
학위논문(석사) -- 고려대학교 보건대학원 : 보건정책 및 병원관리학과 , 2005.2
학과코드
0510   6H3   34  
General Note
지도교수 : 김해준  
비통제주제어
Health insurance , Out-of-pocket payment of limit system , Cost-sharing provision , Stated cost-sharing rate ,,
000 00904namccc200229 k 4500
001 000045200793
005 20100806071652
007 ta
008 051027s2005 ulka m AC 000a kor
040 ▼a 211009 ▼d 211009
085 ▼a 0510 ▼2 KDCP
090 ▼a 0510 ▼b 6H3 ▼c 34
100 1 ▼a 김종균
245 1 0 ▼a 본인부담금 상한제 적용환자 실태 분석 연구 : ▼b 본인부담금을 중심으로 = ▼x (A)study on the impact of out-of-pocket payment of limit system on the high paying patients / ▼d 김종균.
260 ▼a 서울 : ▼b 고려대학교 , ▼c 2005.
300 ▼a ⅶ, 65 p : ▼b 삽도 ; ▼c 26 cm.
500 ▼a 지도교수 : 김해준
502 0 ▼a 학위논문(석사) -- ▼b 고려대학교 보건대학원 : ▼c 보건정책 및 병원관리학과 , ▼d 2005.2
653 ▼a Health insurance ▼a Out-of-pocket payment of limit system ▼a Cost-sharing provision ▼a Stated cost-sharing rate
900 ▼a Kim, Jong Kyun
900 ▼a 김해준 , ▼e 지도교수

Electronic Information

No. Title Service
1
본인부담금 상한제 적용환자 실태 분석 연구 : 본인부담금을 중심으로 (25회 열람)
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Holdings Information

No. Location Call Number Accession No. Availability Due Date Make a Reservation Service
No. 1 Location Medical Library/Closed Stacks1/ Call Number 0510 6H3 34 Accession No. 133003427 Availability Available Due Date Make a Reservation Service B M

Contents information

Abstract

The health insurance in Korean is a national program designed to bring quality health care to the public. Under the health insurance program, people are quired to pay a portion of covered charges. The imposition of this kind of patient cost-sharing requirement is partly needed to prevent any moral hazard that could occur if consumers were able to obtain full insurance and consequently had no motivation to efficiently use resources offered by the health insurance program. 
  A coinsurance is implemented in Korea. But actual medical expenses charged to an insured are much higher than a stated percentage because of a broader range of ineligible medical expenses imposed by the health insurance system in Korea. The personal share system required an insured to pay in proportion of medical expenses incurred by him or her, placing an enormous burden on those who incur large medical expenses.
  In a move to beef up the medical plan, the government imposed a ceiling for medical expenses to be paid by patients effective July 1, 2004 by applying out of pocket payment of limit system. Under the new provision, an insured pays a percentage of covered charges but up to a maximum of 3 million won for six months. The plan pays all of the remaining expenses incurred during the same period. The individual out of pocket payment limit system is intended to enhance health insurance coverage and more importantly lessen the burden on those who incur large medical expenses due to their serious illness.
  There has been few studies aimed to determine impacts of the individual out of pocket payment limit on patients given a short time after the introduction of the threshold, although earlier studies suggested the possibility of limiting covered medical expenses charged to high-paying patients. This study aimed to estimate the impact of the individual out of pocket payment limit expense of 3 million won on high-paying patients and to provide valuable input on establishing effective policies rel

Table of Contents

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