CONTENTS
PART Ⅰ THE NATURE OF BANKING
Chapter 1 The Environment of Commercial Banking = 3
Appendix. Sources of Banking Information = 34
Chapter 2 The Commercial Bank Under Conditions of Certainty and Uncertainty = 37
Appendix. Mathematical Formulation of Models Presented in Chapter 2 = 67
Chapter 3 Generalized Loan Pricing, Portfolio Administration, and Nonprice Terms = 73
Appendix. Mathematical Formulation of Models Presented in Chapter 3 = 99
PART Ⅱ LONG-TERM MANAGEMENT
Chapter 4 Strategic Planning in Commercial Banks = 109
Appendix. Correspondent Banking = 144
Chapter 5 Capital Structure - Unconstrained Optimization = 149
Appendix. Mathematical Formulation of Models Presented in Chapter 5 = 169
Chapter 6 Internal Sources of Bank Capital = 175
Chapter 7 External Sources of Bank Capital = 199
Appendix. Analyzing Bank Performance = 235
Chapter 8 The Commercial Loan Portfolio = 243
Appendix. Forecasting Interest Rates and Bank Reserves = 268
Chapter 9 Evaluation of the Borrower Before Lending = 275
Appendix. Leasing = 285
Chapter 10 Loan Pricing = 291
Appendix. Other Loan-Pricing Schemes = 313
Chapter 11 Evaluation of the Borrower After Lending = 319
PART Ⅲ SHORT-TERM MANAGEMENT
Chapter 12 Asset and Liability Markets = 345
Chapter 13 Short-Run Reserve Management = 375
Chapter 14 Asset／Liability Management 399
Appendix. The Investment Portfolio = 427
Index = 435
