HOME > Detail View

Detail View

Bank analyst's handbook

Bank analyst's handbook (Loan 1 times)

Material type
단행본
Personal Author
Herrick, Tracy G., 1933-
Title Statement
Bank analyst's handbook / Tracy G. Herrick.
Publication, Distribution, etc
New York :   Wiley,   1978.  
Physical Medium
xviii, 380 p., [1] fold. leaf of plates : ill., tables ; 26 cm.
ISBN
0471020257
General Note
"A Wiley-Interscience publication."  
Includes index.  
Subject Added Entry-Topical Term
Banks and banking --Handbooks, manuals, etc.
000 00721camuuu200241 i 4500
001 000000118051
005 19981014105541.0
008 780119s1978 nyuaf f 001 0 eng
010 ▼a 78000987
020 ▼a 0471020257
040 ▼a DLC ▼c DLC ▼d m/c
049 1 ▼l 412438167
050 0 ▼a HG1576 ▼b .H47
082 0 0 ▼a 332/.02/02
090 ▼a 332.02 ▼b H566b
100 1 ▼a Herrick, Tracy G., ▼d 1933-
245 1 0 ▼a Bank analyst's handbook / ▼c Tracy G. Herrick.
260 ▼a New York : ▼b Wiley, ▼c 1978.
300 ▼a xviii, 380 p., [1] fold. leaf of plates : ▼b ill., tables ; ▼c 26 cm.
500 ▼a "A Wiley-Interscience publication."
500 ▼a Includes index.
650 0 ▼a Banks and banking ▼x Handbooks, manuals, etc.

Holdings Information

No. Location Call Number Accession No. Availability Due Date Make a Reservation Service
No. 1 Location Centennial Digital Library/Stacks(Preservation)/ Call Number 332.02 H566b Accession No. 412438167 Availability Available Due Date Make a Reservation Service B M

Contents information

Table of Contents


CONTENTS
Introduction = 1
Chapter 1 Who Can Use This Handbook = 5
 Summary of Key Interests of Bank Analysts = 6
 Directors = 6
 Depositors = 8
 Borrowers = 10
 Shareholders with Short-Term Interests = 11
 Shareholders with Long-Term Interests = 13
 Debt Holders = 14
 Employees = 15
PART ONE GATHERING THE DATA = 17
 Chapter 2 Sources of Information = 19
  The Annual Report = 19
   Shareholders' Letter : Discussion of the Year's Activities
   Core Financial Statements
   Management's Review of Financial Operations
   Supplementary Financial Information
   Directory of Key Personnel and Location of Offices
  The Quarterly Report = 28
  Form 10-K = 28
  Form 10-Q = 34
  Consolidated Report of Income = 36
  Consolidated Report of Condition = 36
  Form 8-K = 48
  Prospectus = 54
  Proxy = 56
  Secondary Sources = 57
 Chapter 3 A Tour Through One Bank's Financial Statements = 63
  Consolidated Statement of Income-J. P. Morgan & Co., Incorporated = 68
  Consolidated Statement of Condition-J. P. Morgan & Co., Incorporated = 87
  Consolidated Statement of Condition-Morgan Guaranty Trust Company of New York = 100
  Statement of Changes in Stockholders' Equity-J. P. Morgan & Co., Incoporated (Consolidated) and J. P. Morgan & Co., Incorporated (Parent) = 100
  Consolidated Statement of Changes in Financial Position-J. P. Morgan & Co., Incorporated = 101
  Financial Statements of Holding Company-J. P. Morgan & Co., Incorporated (Parent) = 102
  Financial Statements of Nonbank Subsidiaries-J. P. Morgan & Co., Incorporated (Parent) = 103
  Notes to Financial Statements = 103
  Accountants' Opinion = 104
 Chapter 4 Patterns of Data = 105
  Trend = 105
  Cycle = 109
  Seasonal Variation = 111
  Irregular Variation = 121
PART TWO PERCEIVING THE POLICIES OF A BANK = 123
 Chapter 5 Liquidity Policy = 125
  Importance = 125
  How Liquidity Is Managed = 127
   Self-Liquidating Asset Approach
   Asset Saleability
   New Funds
   Borrowers' Earnings Flow
   Federal Reserve Discount Window
  Implications of Liquidity = 133
   Implications for Earnings
   Implications for Bank Analysts
  Measuring Liquidity = 136
   Average Maturity of Securities
   Loan-Deposit Ratio
   Volatile Domestic Liabilities Ratio
   Measuring Other Approaches to Liquidity
 Chapter 6 Credit Risk Policy = 145
  Importance of Risk Taking = 145
  How Credit Risk Is Managed = 147
   Minimal Risk Approach
   Price for Risk Approach
   Diversity of Risk
  Implications of Credit Risk Approaches = 152
   Implications for Earnings
   Implications for Liquidity
   Implications for Shareholders
   Implications for Depositors
  Measuring Credit Risks = 154
   Minimal Risk Policy
   Risk Pricing Policy
 Chapter 7 Interest Rate Policy = 163
  Importance of Spread = 163
  How Spread Is Managed = 164
   Incremental Pricing
   Interest Rate Sensitivities
   Interest Rate Speculation
  Implications of Interest Rate Policies = 166
  Measuring Interest Rate Policy = 167
   Interest Rate Spread
   Comparing Maturities of Assets and Liabilities
   Spread Elasticity
 Chapter 8 Profitability Policy = 177
  Importance = 177
  How Profitability Is Managed = 178
   Return on Assets
   Return on Equity
   Capital Ratio
  Implications of Profitability = 182
   Implications for Risk
   Implications for Bank Analysts
  Measuring Profitability = 184
   Return on Average Total Assets
   Components of Return on Average Total Assets
   Factor Separation Analysis(FASAN)
   Return on Average Interest Earning Assets
 Chapter 9 Capital Policy = 197
  Functions of Bank Capital = 197
   Link to Financial Markets
   A Cushion Against Temporary Losses
   Protection in the Event of Liquidation
   How Much Capital Is Enough?
  How Capital Policy Is Managed = 203
   Change in Assets
   Change in Dividend Payout
   New Offering
   Change in Profitability
   Recapitalization
   Employee Stock Ownership Plans
  Implications for Bank Analysts = 206
   Implications for Depositors
   Implications for Loan Customers
   Implications for Shareholders
  Measuring Capital Adequacy = 208
   Shareholders' Equity to Assets
   Federal Reserve-Equity Capital Method
   Federal Reserve-Gross Capital Method
   Federal Reserve-Loans to Cross Capital Method
   Comptroller of the Currency―Capital to Assets Method
   FDIC-Total Ratio Method
  Comparison of Methods = 213
PART THREE THE IMPACT OF ENVIRONMENT = 217
 Chapter 10 Banking Comparisons = 219
  Structure of U. S. Banking = 219
  Guidelines for Comparisons = 220
   National Comparisons
   Comparisons with Similar-Sized Banks
   Comparisons with Banks in Similar Geographic Areas
  Sources of Information for Domestic Comparisons = 223
   Primary Sources
   Secondary Sources
  Sample Domestic Comparisons = 228
   Deposit Market Share
   Performance Measures
   Measures of Market Share
  International Comparisons = 239
   Sources of Information
   Sample Comparisons
 Chapter 11 Economic Influences = 244
  Deposit and Loan Market Size = 245
   Local Market
   National Market
   International Market
  Securities Markets = 254
   The Economy and Stock Prices
   Cost of Capital
   Cost of Capital and Return on Existing Capital
   Changes in Capital and Assets
 Chapter 12 Regulatory Pressures = 263
  Methods of Control = 263
  Competition Among the Regulators = 264
   Dislike of Strong Regulators
   Attempt of Regulators to Gain Preeminent Power
  Techniques of Control = 268
   Examination = Persuasion, and Censure
   Response to a Request for a Change in Franchise
   News Leaks
  Regulatory Issues = 273
   Effectiveness of Audits and Examinations
   Role of Nonbank Subsidiaries
   Regulatory Disclosure
   Treatment of Foreign Banks in the United States
   Control of U. S. Banking Abroad
   Regulation of Electronic Banking
   Additional Banking Powers for Near-Banks
   Changed Accounting Rules
  Response to Regulators = 279
   Acquiescence
   Challenge to Regulators
   Exploitation of Regulatory Loopholes
PART FOUR VIEWING THE MANAGEMENT OF A BANK = 283
 Chapter 13 Banking Strategies = 285
  Importance = 285
  Strategies of Self-Determination = 286
   Proprietary Skills Strategy
   Oligopolistic Strategy
  Strategies of Drift = 292
   Outflank Strategy
   Serendipity Strategy
  Strategies of Retardation = 294
   Archaistic Strategy
   Purge Strategy
   Militant Strategy
   Contraction Strategy
   Speculative Strategy
   Futuristic Strategy
  Regeneration = 299
 Chapter 14 Management Controls = 300
  Methods of Management Control = 301
   External Controls
   Internal Controls
   Integration of Controls
  Two Examples = 309
   Overvaluation of Bonds at Chase
   Retail and Wholesale Banking at Marine Midland
PART FIVE PREPARING AN EVALUATION = 311
 Chapter 15 Forecasts = 313
  Development of Forecasting = 313
  Structure of Forecasts = 314
   Selection of Series
   Assumptions
   Elements of Change
   Forecast of Series
  Forecasting Methods = 319
   Interpretation of Comments by Management
   Judgmental Forecasts
   Endogenous Forecasting Model
   Exogenous Forecasting Model
   Integrated Forecasting Model
  Accuracy of Forecasts = 331
   Range of Accuracy
   Alternative Forecasts
   Record of the Forecaster
 Chapter 16 Market Valuation = 334
  Importance = 334
  Perception = 335
  Securities = 335
   Equity Measures
   Multiple of Market Value to Book Value
   Rates Paid for large Certificates of Deposit
  Rating Services = 341
 Chapter 17 Composite Valuation = 345
  Organization of Composite Valuations = 345
   Structural Elements
   Ranking the Bank
   Bank Analysts
  First National Bancshares = 347
   Review of Peer Group Rankings
   Overall Review of the Ten Policies and Issues
  Summary of Valuations = 370
Index = 373


New Arrivals Books in Related Fields

Schiller, Maurece (2022)